Chief Executive Officer (CEO)

Chief Executive Officer (CEO) & Principal Officer – CEO Jobs in Lusaka Microinsurance invites visionary leaders to apply for the role of founding Chief Executive Officer (CEO) & Principal Officer in Lusaka, Zambia. This full-time opportunity is ideal for a high-energy FinTech or InsurTech disruptor passionate about advancing true financial inclusion through innovative technology solutions.

About the Role – Leading CEO Jobs in Lusaka As the founding CEO of this early-stage startup, you will redefine the conventional corporate approach by combining cutting-edge digital delivery networks with deep grassroots understanding.

Your mission will be to protect smallholder farmers, market traders, and MSMEs by taking community-centric microinsurance products from concept to widespread adoption. You will leverage alternative digital channels and build unwavering trust within local communities, while expertly navigating Zambia’s regulatory landscape.

Key Responsibilities Develop and implement an innovative digital distribution strategy to achieve mass-market scalability through technology networks and alternative ecosystems. Lead proprietary market research and generate consumer insights to understand the financial realities of underserved segments and establish trust-based institutional partnerships.

Oversee the design, development, and launch of user-friendly microinsurance products featuring simplified terms and rapid claims processing. Ensure full compliance of digital delivery architecture, transaction flows, and consumer data handling with financial, payment, and data privacy regulations.

Serve as the primary corporate liaison with regulatory authorities, ensuring adherence to the Insurance Act, 2021, managing statutory filings, capital requirements, and institutional reporting. Build and scale a lean, tech-oriented organization focused on operational agility, strict cash-flow management, and strong customer advocacy.

Manage strategic relationships with impact investors, venture capitalists, technology partners, and international development agencies to drive growth and secure funding. Mandatory Qualifications and Professional Requirements Full Grade 12 Certificate with at least five credits, including English and Mathematics.

Bachelor’s Degree from a recognized institution in Actuarial Science, Insurance, Finance, Economics, Accountancy, Business Administration, or related quantitative fields. Degrees from outside Zambia must include a ZAQA evaluation certificate.

Advanced Diploma in Insurance (e.g., CII or AIISA) or postgraduate qualification specializing in Microinsurance or InsurTech frameworks is highly desirable. Active, paid-up membership with the Insurance Institute of Zambia (IIZA) is mandatory.

Required Profile and Competencies Minimum of five years in senior leadership roles within FinTech, Mobile Money, InsurTech, or fast-growing tech startups in Sub-Saharan Africa, with a strong commitment to financial inclusion.

Successful completion of the statutory Fit and Proper assessment. Exceptional emotional intelligence and leadership skills.

Proven experience in building, scaling, or managing customer-facing digital platforms optimized for low-bandwidth or widely distributed environments. In-depth knowledge of Zambia’s financial ecosystem, balancing operational speed with compliance to the PIA, Bank of Zambia, and Data Protection regulations.

How to Apply Interested candidates should submit their applications via email to [email protected]. Please ensure your application highlights how your experience aligns with the requirements for this exciting CEO position.