Reports to (Title of Line Manager) Head of Corporate
Function/Division N/A
Region OR Department Corporate Banking
2. JOB PURPOSE
In accordance with the Bank’s credit policy, FIA guidelines, the Corporate Credit Analyst will be responsible for evaluating and managing the credit risk associated with the unit’s diverse client portfolio by conducting rigorous credit reviews, ongoing risk assessments, and providing insightful analysis of client creditworthiness before the credit files are progressed to Credit Approvers.
3. KEY RESPONSIBILITIES
• Lead comprehensive credit evaluations and reviews to thoroughly assess client credit risk and verify creditworthiness in alignment with KCB’s policies and regulatory standards.
• Generate precise and timely credit portfolio analyses, concisely communicating key findings and recommendations to stakeholders including Corporate Relationship Managers and Credit Risk teams.
• Take accountability for detailed financial statement spreading, assigning credit grades in accordance with internal scorecards, and document client risk profiles alongside risk mitigations, vigilantly monitoring for any credit-impacting developments.
• Collaborate effectively with Relationship Managers to originate credit assessments and maintain oversight of credit exposures to support sound decision-making.
• Conduct fraud risk assessments on client portfolios, documenting residual risks and recommending mitigants following the bank’s defined frameworks.
• Assist in identifying profitable business opportunities that maintain acceptable risk profiles, partnering with Relationship Managers and Product specialists to tailor product solutions.
• Perform in-depth credit analyses encompassing market dynamics and industry-specific risks.
4. MINIMUM POSITION QUALIFICATION REQUIREMENTS
a. Academic & Professional
Particulars Detail Specific Field or Qualification Need Type1
Education Bachelor’s degree Economics, Finance, or Business-related course RQ
Professional Qualification: Certified Credit Management, Credit Risk Management,
or any other recognised credit certification course. RQ
Master’s degree Economics, Finance or Business-related course AA
1 Need Types are : RQ = Required, AA = Added Advantage
b. Experience
Total Minimum No of Years Experience Required 6
Detail Minimum No of Years Need Type2
Relationship Management 1 DE
Credit Underwriting and Approval 4 ES
Credit Portfolio Management 1 ES
How to Apply:
All applications will be received and reviewed through the BrighterMonday Portal by clicking on the 'Apply Here' section
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