Credit Review Officer

Key Responsibilities

• Review and assess loan applications and supporting documents.
• Analyze customer creditworthiness, repayment capacity, and financial history.
• Conduct periodic reviews of existing loan portfolios to identify potential risks.
• Monitor delinquent accounts and recommend appropriate risk mitigation strategies.
• Ensure compliance with internal credit policies and regulatory requirements.
• Prepare credit review reports and recommendations for management approval.
• Identify early warning signals and escalate high-risk accounts.
• Collaborate with collections, risk, operations, and customer service teams to improve portfolio performance.
• Maintain accurate credit records and documentation.

 Qualifications

• Minimum of NCE certificate.
• Strong analytical and decision-making skills.
• Attention to detail and ability to work independently.
• Experience with credit analysis or financial review is a plus.