Head of Credit

Job description

• Oversee the entire credit process, from risk assessment to loans approval and recovery
• Identify, assess, measure, monitor, and control credit risks to maintain a high-quality loan portfolio
• Manage and monitor the overall loan quantity and quality
• Track key portfolio parameters, monitor stress testing processes, and manage potential breaches of credit limits
• Lead and mentor the credit department team both at the head office and across the branches, ensuring their ongoing competence through training and development
• Ensure strict adherence to regulatory requirements, corporate governance, and internal policies
• Develop and implement systems for generating management information and regulatory reports

REQUIREMENT

• Bachelor's or HND degree in Finance, Economics, Business Administration , or relate field
• Minimum of 4 years of experience in credit management, sales within the financial industry
• Excellent leadership, communication , and Interpersonal skills
• Ability to work under pressure and meet tight deadlines
• Proven ability to manage a high portfolio