Portfolio Manager (Asset Secured – Matero Branch)
Full Time
1 week ago
Lusaka, Lusaka
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Employment Information
Job description
SPECTRUM CREDIT LTD — WE ARE HIRING! 📢💼
There When You Need Us | Position: Portfolio Manager (Asset Secured – Matero Branch)
Spectrum Credit Ltd is seeking an ambitious, target-driven, and experienced Portfolio Manager (Asset Secured) to join our branch team in Matero, Lusaka.
Key Responsibilities:
- Sales Targets & Customer Acquisition: Proactively identify, prospect, and acquire new borrowers for asset-secured credit products, driving branch volume growth.
- Customer Retention & Relationships: Build and maintain strong, lasting business relationships with clients to foster repeat business and high customer satisfaction.
- Portfolio Growth & Quality: Manage and expand the branch’s loan portfolio while safeguarding asset quality, low non-performing loans (NPLs), and swift recovery rates.
- Quality Loan Applications: Thoroughly appraise loan applications, evaluate collateral/asset valuation, and verify documentation integrity.
- Compliance with Lending Policies: Ensure all loan disbursements strictly adhere to internal underwriting guidelines, statutory lending regulations, and credit policies.
Qualifications & Competencies:
- Full Grade 12 School Certificate.
- Diploma in Sales & Marketing, Banking & Finance, Business Administration, or a related field.
- Minimum of 2 years’ direct experience in a Microfinance Institution (MFI).
- Proven track record in sales, asset-backed lending, and loan portfolio management.
- Strong analytical, credit risk evaluation, and numerical skills.
- Excellent communication, negotiation, and interpersonal abilities.
How to Apply:
Interested candidates should submit their application following the instructions below:
- Attach your CV, academic/professional qualifications, and a clear copy of your National Registration Card (NRC) as one single file.
- The file name MUST follow this format:
Name_Position_Location(e.g., JohnPhiri_PortfolioManager_Matero).
Send your application via email to:
📩 Email: jxxxxx@spectrumcreditltd.com
📅 Deadline: 31st October 2026
