Principal Business Development and Strategy Officer

Principal Business Development and Strategy Officer Jobs in Lusaka Zambia Credit Guarantee Scheme Limited (ZCGS), a government-owned institution dedicated to enhancing access to financing for Micro, Small and Medium Enterprises (MSMEs), invites qualified Zambian nationals to apply for the position of Principal Business Development and Strategy Officer based in Lusaka, Zambia.

This role is pivotal in advancing the credit guarantee market and supporting MSME financial inclusion initiatives. About Zambia Credit Guarantee Scheme Limited ZCGS operates through Partner Financial Institutions (PFIs) to provide credit guarantees that enable viable MSMEs to access much-needed financing.

The organization is committed to fostering economic growth by facilitating financial inclusion across Zambia.

Role Overview:

Principal Business Development and Strategy Officer Reporting to the Manager of Business Development and Strategy, the successful candidate will lead the formulation, implementation, and review of business development programs and strategies.

The primary objective is to increase MSME access to finance through effective market development, partnership building, and strategic planning. Key Responsibilities for Principal Business Development and Strategy Officer Jobs in Lusaka Develop and expand the credit guarantee market, products, and business to increase guarantee uptake and MSME outreach.

Review financial soundness of PFIs, monitor guaranteed portfolio performance, and assess guarantee utilization to mitigate risks and safeguard ZCGS capital. Promote and maintain strategic partnerships with PFIs, business associations, enterprise support organizations, government agencies, development partners, and other stakeholders.

Conduct appraisals, due diligence, and onboarding of prospective PFIs ensuring compliance with Bank of Zambia regulations and lending capacity to MSMEs. Collect, analyze, and collate data to support business plan development and periodic reviews.

Conduct research on MSME financing needs, market trends, and the operating environment to inform decision-making. Support the implementation of the ZCGS strategic plan through information gathering and follow-up on strategic initiatives.

Identify funding opportunities, assist in proposal preparation, and engage with prospective funders to support resource mobilization. Prepare timely annual and business development reports to facilitate accountability and informed decision-making.

Minimum Qualifications and Experience Full Grade Twelve (Form V) School Certificate. A degree in Banking and Finance, Economics, Business Administration, or an equivalent qualification.

At least five years of relevant experience, preferably within a financial institution. Competencies and Personal Attributes Strong ability to build and maintain effective working relationships, work independently, and demonstrate initiative.

Proficient in writing analytical and technical reports. Sound decision-making skills and a systematic approach to problem-solving.

Experience in developing strategic and business plans. Extensive knowledge of the MSME lending market and how credit guarantee schemes enhance financial inclusion.

Comprehensive understanding of financial markets and market dynamics. Excellent communication, interpersonal, and presentation skills.

Proficiency in Microsoft Office applications. Computer literate, innovative, analytical, and skilled in negotiation.

Application Process Interested candidates who meet the qualifications and possess the required experience and attributes should submit their applications addressed to:

The Chief Executive Officer Zambia Credit Guarantee Scheme Limited Corner Roan / Bishop Roads, Kabulonga Lusaka, Zambia Applications must include a curriculum vitae (maximum five pages) and copies of certified academic and professional certificates.

All applications should be sent electronically to [email protected] no later than 20th November 2026. Only shortlisted candidates will be contacted.

Job Details Company Zambia Credit Guarantee Scheme Limited Location Lusaka, Zambia Job Type Full Time Category Banking & Finance Application Deadline 20 November 2026 Application Email [email protected]