Risk Analyst

The Risk Analyst will assist the Head of Enterprise and Operational Risk in identifying, measuring, assessing, managing and mitigating Enterprise & Operational Risk across the bank through the bank’s Risk Management Framework.

KEY RESPONSIBILITIES:

·        Liaise with Business Units and assist in the implementation of action plans following various risk committees/forums of the bank.

·        Work with Business units to improve efficiency and effectiveness of Key Controls to ensure that Operational Risk is kept within the risk appetite of the bank;

·        Compute the Capital Adequacy Ratio (CAR) for onward reporting to the relevant risk committee;

·        Monitor the Risk Weighted assets (RWA) to ensure capital optimization;

·        Assist in the preparation of the annual ICAAP report;

·        Perform root cause analysis on Operational Risk (OR) incidents;

·        Assist in the development, compilation and review of Risk Registers;

·        Assist in the preparation of various risk-related reports and other regulatory reports;

·        Analyze and interpret operational risk trends and predictors;

·        Pro-actively monitor various risk indicators:

·        Act as a Facilitator/Coach in the training of Operational Risk Business Coordinators (ORBC);

·        Assist in the review of the bank’s policies on a regular basis;

·        Conduct presentations at various risk committees of the bank;

·        Follow-up on issues raised by Central Bank, Auditors, etc.

·        Cultivate awareness and keeping updated on emerging risks and new operational risk management practices in the banking industry both locally and internationally.

·        Deliver training to Risk Champions.

·        Perform stress testing for Credit risk, operational risk and interpret outcome of stress testing and present to committees.

·        Deliver timely risk reports to committees and Senior Management at short notice.

·        Work on risk reports for submission to regulatory bodies and meet deadlines.

PREREQUISITES:

·        Degree in Accounting, Banking, Risk Management, Finance from a recognized institution OR an alternative qualification from a recognized university in a field of study relevant to the scope of work, acceptable to the Bank. 

·        At least 5 years of banking experience.

·        Ability to maintain high degree of integrity and confidentiality.

SKILLS:

·        Good verbal and written communication and reporting skills.

·        Well versed with regulatory guidelines.

·        Proficient in Microsoft Office tools with command of Microsoft Excel at advanced level.

• ·        Show resilience and be able to work under pressure within set deliverables.